At St. Charles Financial Services our customized programs are designed to potentially grow and conserve your wealth by delivering an unprecedented level of personalized service. Retirement can be both rewarding and challenging. We want to guide you through this process so you can create a balanced plan designed to help you preserve your life savings while accumulating wealth. Financial Services – The Circle of Wealth Generally St. Charles Financial Services uses the premier financial system Circle of Wealth. Some highlights of the COW system are finding transferred money and showing the effects of taxes, inflation and other factors on investments. Read more...