Having the right insurance protection is essential. As a licensed agent with HealthMarkets, Colin Heath helps individuals and families in St. Louis, St. Charles, St. Peters, O’Fallon, and surrounding areas find plans that fit their needs and budget. He offers a wide range of options, including health, Medicare, life, accident, cancer, critical illness, dental, and vision coverage. He will work with you one-on-one to find the best fit for your situation.
Who is HealthMarkets?
HealthMarkets is an insurance agency that is licensed nationwide, except in Massachusetts. Agents licensed with HealthMarkets have access to different types of insurance plans sold by multiple insurance companies. This means they can search through your options for you and help you find a plan that meets your priorities and stays within your budget.
How do I know which insurance company is right for me?
There are many elements to consider when choosing an insurance carrier, including price, physician network and benefit design. Some carriers have smaller networks than others. Some carriers may require referrals to see physician specialists. Your agent can help you sort through these items to choose the best insurance carrier for you.
Insurances Offered
Health
Whether you are looking for individual plans, family plans, or even short term limited duration plans, I’m here to help you find insurance that fits your needs and budget. Let me save you time and effort by searching plans from recognized companies on your behalf.
Medicare
Searching for Medicare Advantage or Medicare Part D plans? Contact Colin to find the best plan available in your zipcode.
Dental
Dental insurance is available to cover routine and preventive dental care, helping you save money on out-of-pocket expenses. Choose your level of coverage based on your and your family’s needs. Also, ask about dental discount subscriptions that may be available. These aren’t insurance, but they can provide discounts on a variety of dental services. Call me today at (636) 219-9166.
Vision
Supplemental
Life
How do I choose a health insurance plan?
You need to determine what benefits are important to you.
Some important considerations include:
The hospitals and physicians that are in the network of the plan you choose
Doctor visit copay
Prescription benefit and copay
Annual deductible Coinsurance
Out-of-pocket annual maximum
Lifetime Maximum Coverage
Monthly premium amount
Health Savings Account qualifications
Colin Health will work personally with you to identify your unique insurance needs and budget, and then offer you a variety of options that address those needs.
If you are looking for health, life, accidental, critical illness, dental or vision insurance, Colin Heath with Health Markets can help you find the best fit for your solution.
