Having the right insurance protection is essential. As a licensed agent with HealthMarkets, Colin Heath helps individuals and families in St. Louis, St. Charles, St. Peters, O’Fallon, and surrounding areas find plans that fit their needs and budget.  He offers a wide range of options, including health, Medicare, life, accident, cancer, critical illness, dental, and vision coverage. He will  work with you one-on-one to find the best fit for your situation. Who is HealthMarkets? HealthMarkets is an insurance agency that is licensed nationwide, except in Massachusetts. Agents licensed with HealthMarkets have access to different types of insurance plans sold by Read more...

Understanding the Medicare GUIDE Program- Guiding an Improved Dementia Experience Caring for a loved one with dementia is both a rewarding and challenging time, and as professional caregivers, we know how important it is for families to have support. That’s Continuum is proud to be a provider of services through Medicare’s GUIDE program.                                         To be eligible for Medicare’s GUIDE Program a beneficiary must meet the following criteria: Be a Traditional Medicare beneficiary Have a confirmed dementia diagnosis, such as Alzheimer’s, Read more...

At St. Charles Financial Services our customized programs are designed to potentially grow and conserve your wealth by delivering an unprecedented level of personalized service. Retirement can be both rewarding and challenging. We want to guide you through this process so you can create a balanced plan designed to help you preserve your life savings while accumulating wealth. Financial Services – The Circle of Wealth Generally St. Charles Financial Services uses the premier financial system Circle of Wealth. Some highlights of the COW system are finding transferred money and showing the effects of taxes, inflation and other factors on investments. Read more...